MEDICARE SERVICES
Turning 65 & New to Medicare
Starting Medicare for the first time can feel overwhelming. We help you understand when to enroll, how Medicare works, and what coverage decisions you may need to make.
MEDICARE SERVICES
- Turning 65 & New to Medicare
- Medicare Advantage
- Medicare Supplement
- Prescription Drug Coverage
- Annual Medicare Reviews
- Medicare & Medicaid
- Medicare Support & Advocacy
Why Medicare Guidance?
- Understand your Medicare options
- Know when and how to enroll
- Compare coverage choices
- Understand costs and coverage
- Coordinate Medicare with other coverage
- Get support beyond enrollment
Things to Consider Before Enrolling
- When your Medicare eligibility begins
- Your Initial Enrollment Period
- Whether you're still working
- Current employer or spouse coverage
- Prescription medications
- Doctors, hospitals & pharmacies
- HSA contributions
- Veterans or retiree coverage
- +1-(314) 892-2600
- Onlinecourse@mail.com
- 7573 Ohio Street Moses Lake, WA 98837
STARTING MEDICARE
Medicare Doesn't Have to Be Complicated
Turning 65 is an important Medicare milestone, but you don’t have to figure everything out at once.
Medicare has different parts, enrollment periods and coverage choices. The right place to start is understanding when you’re eligible, when you need to enroll, and how your current health coverage may affect your decisions.
At Pro Compare Medicare, we take the time to understand your situation, explain your options in plain language and help you prepare for the decisions ahead.
Who Qualifies for Medicare?
Most people become eligible for Medicare when they turn 65, provided they meet Medicare’s citizenship or residency requirements. Some people may qualify before age 65 because of certain disabilities, End-Stage Renal Disease (ESRD), or Amyotrophic Lateral Sclerosis (ALS).
65 & Older
Most people first become eligible for Medicare around age 65.
Disability
Some people under 65 may qualify after receiving Social Security disability benefits for the required period.
ESRD or ALS
Certain people may qualify for Medicare because of End-Stage Renal Disease or ALS.
When Should I Enroll?
For most people turning 65, the Initial Enrollment Period lasts 7 months.
BEFORE
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BEFORE
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BEFORE
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Birthday Month
AFTER
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Don't wait until your birthday to start learning your options.
Your coverage start date can depend on when you enroll. Starting early gives you more time to understand your Medicare choices and prepare for your enrollment window.
STARTING MEDICARE
UNDERSTAND THE PARTS OF MEDICARE
Medicare is easier to understand when you know what each part is designed to cover.
YOUR COVERAGE CHOICES
How Do You Want to Receive Your Medicare Coverage?
Once you have Medicare Part A and Part B, there re two primary ways to recieve your coverage.
Original Medicare
Part A + Part B
- See any doctor or hospital that accepts Medicare
- Add a separate Part D plan
- Consider Medicare Supplement Insurance
- Coordinate with other coverage
Original Medicare
Part A + Part B
- See any doctor or hospital that accepts Medicare
- Add a separate Part D plan
- Consider Medicare Supplement Insurance
- Coordinate with other coverage
MEDICARE ADVANTAGE
Part C
- Provided by private insurance companies
- Includes Part A and Part B benefits
- May have provider networks
- Often includes prescription drug coverage
- May include additional benefits
MEDICARE ADVANTAGE
Part C
- Provided by private insurance companies
- Includes Part A and Part B benefits
- May have provider networks
- Often includes prescription drug coverage
- May include additional benefits
These choices work differently. Understanding the details matters more than looking at one feature in isolation.