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MEDICARE SERVICES

Turning 65 & New to Medicare

Starting Medicare for the first time can feel overwhelming. We help you understand when to enroll, how Medicare works, and what coverage decisions you may need to make.

MEDICARE SERVICES

Why Medicare Guidance?

Things to Consider Before Enrolling

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STARTING MEDICARE

Medicare Doesn't Have to Be Complicated

Turning 65 is an important Medicare milestone, but you don’t have to figure everything out at once.

Medicare has different parts, enrollment periods and coverage choices. The right place to start is understanding when you’re eligible, when you need to enroll, and how your current health coverage may affect your decisions.

At Pro Compare Medicare, we take the time to understand your situation, explain your options in plain language and help you prepare for the decisions ahead.

Who Qualifies for Medicare?

Most people become eligible for Medicare when they turn 65, provided they meet Medicare’s citizenship or residency requirements. Some people may qualify before age 65 because of certain disabilities, End-Stage Renal Disease (ESRD), or Amyotrophic Lateral Sclerosis (ALS).

  • 65 & Older

    Most people first become eligible for Medicare around age 65.

  • Disability

    Some people under 65 may qualify after receiving Social Security disability benefits for the required period.

  • ESRD or ALS

    Certain people may qualify for Medicare because of End-Stage Renal Disease or ALS.

Your First Medicare Enrollment Window

When Should I Enroll?

For most people turning 65, the Initial Enrollment Period lasts 7 months.

3 MONTHS
BEFORE
3 Months
Before
Your birthday
month
2 MONTHS
BEFORE
2 Months
Before
Your birthday
month
1 MONTH
BEFORE
1 Month
Before
Your birthday
month
65
Your 65th
Birthday Month
You turn 65
1 MONTH
AFTER
1 Month
After
Your birthday
month
2 MONTHS
AFTER
2 Months
After
Your birthday
month
3 MONTHS
AFTER
3 Months
After
Your birthday
month

Don't wait until your birthday to start learning your options.

Your coverage start date can depend on when you enroll. Starting early gives you more time to understand your Medicare choices and prepare for your enrollment window.

STARTING MEDICARE

UNDERSTAND THE PARTS OF MEDICARE

Medicare is easier to understand when you know what each part is designed to cover.

PART A

Hospital Insurance

Part A helps cover:

  • Inpatient hospital care
  • Skilled nursing facility care
  • Hospice care
  • Home health services 

PART A

Hospital Insurance

Part A helps cover:

  • Inpatient hospital care
  • Skilled nursing facility care
  • Hospice care
  • Home health services 

PART B

Medical Insurance

  • Doctors and providers 
  • Outpatient care 
  • Preventive Services
  • Durable Medical equipment
  • Other medically necessary services 

Housing Security​

Prioritize and discuss your team’s work in full context with complete visibility and make changes for everyone.

PART C

Medicare Advantage 

  • Part A & B benefits 
  • Private Insurance companies 
  • Provider networks 
  • Often includes Part D 

Full Support​

Improve team performance based on real-time, visual data that your team can put to use for best results.

PART D

Prescription Drug Coverage

  • Prescription medications 
  • Formularies and Pharmacies 
  • Premium and cost-sharing

Full Support​

Discuss and Prioritize your team’s work in full context with complete visibility and make changes for everyone.

YOUR COVERAGE CHOICES

How Do You Want to Receive Your Medicare Coverage?

Once you have Medicare Part A and Part B, there re two primary ways to recieve your coverage. 

Original Medicare

Part A + Part B

  • See any doctor or hospital that accepts Medicare
  • Add a separate Part D plan
  • Consider Medicare Supplement Insurance 
  • Coordinate with other coverage 

Original Medicare

Part A + Part B

  • See any doctor or hospital that accepts Medicare
  • Add a separate Part D plan
  • Consider Medicare Supplement Insurance 
  • Coordinate with other coverage 

MEDICARE ADVANTAGE

Part C

  • Provided by private insurance companies
  • Includes Part A and Part B benefits 
  • May have provider networks 
  • Often includes prescription drug coverage 
  • May include additional benefits 

MEDICARE ADVANTAGE

Part C

  • Provided by private insurance companies
  • Includes Part A and Part B benefits 
  • May have provider networks 
  • Often includes prescription drug coverage 
  • May include additional benefits 

These choices work differently. Understanding the details matters more than looking at one feature in isolation.