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SPECIALIZED MEDICARE SUPPORT

Understanding Medicare & Medicaid Starts
With the Right Guidance

Medicare and Medicaid can work together to help eligible individuals access healthcare coverage and manage certain medical expenses. Understanding how the programs fit together can feel complicated, but you don’t have to sort through every detail alone.

Pro Compare Medicare helps you understand your coverage options, explore potential assistance programs, and identify the questions to ask as you make informed decisions about your healthcare.

HOW WE HELP

Clearer Answers. More Informed Decisions.

Get help understanding the relationship between Medicare, Medicaid, and other programs that may support your healthcare needs.

Understanding Dual Eligibility

Learn how Medicare and Medicaid may work together when you qualify for both.

Reviewing Coverage Options

Consider coverage, providers, prescriptions, and the services that matter to you.

Exploring Cost Assistance

Understand programs that may help with Medicare premiums and certain out-of-pocket costs.

Personalized Guidance

Get help understanding your choices and identifying the right next steps.

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PERSONALIZED GUIDANCE

Making Sense of Your Medicare and Medicaid Benefits

Having Medicare and Medicaid can raise important questions about who pays for care, which benefits apply, and what choices are available.

Our goal is to help you understand the basics, review your circumstances, and make more informed decisions about your coverage.

Learn About Your Options

What we offer

Explore Your Options With Greater Confidence

Every situation is different. We’ll help you understand the key considerations and identify the next steps that fit your circumstances.

HOW IT WORKS

Your Path to Clearer Coverage

A straightforward process to help you understand your options and decide what to do next.

Tell Us About You

We learn about your current Medicare or Medicaid status, healthcare needs, prescriptions, and questions.

Review Your Options

We help you understand relevant coverage choices and identify assistance programs you may wish to investigate.

Decide on Your Next Step

You can ask questions, compare information, and decide how you want to proceed. Eligibility decisions belong to the relevant program agencies.

Get Ongoing Support

When questions arise, we can help you understand your coverage information and identify where to seek further assistance.

Medicare coverage

Can cover eligible hospital services, medical care, and other benefits under the applicable Medicare parts and coverage arrangement.

Medicare coverage

Can cover eligible hospital services, medical care, and other benefits under the applicable Medicare parts and coverage arrangement.

Prescription drug assistance

People with full Medicaid benefits generally receive Medicare drug coverage through Part D, with applicable assistance depending on eligibility.

Prescription drug assistance

People with full Medicaid benefits generally receive Medicare drug coverage through Part D, with applicable assistance depending on eligibility.

Medicaid coverage

May help with certain Medicare expenses and may cover additional services, depending on state rules and the person's eligibility.

Medicaid coverage

May help with certain Medicare expenses and may cover additional services, depending on state rules and the person's eligibility.

Help With Medicare Costs

Eligible individuals may qualify for programs that help pay Medicare premiums and certain out-of-pocket expenses, depending on their income, resources, and program requirements.

Help With Medicare Costs

Eligible individuals may qualify for programs that help pay Medicare premiums and certain out-of-pocket expenses, depending on their income, resources, and program requirements.

UNDERSTANDING YOUR BENEFITS

How Do Medicare and Medicaid Work Together?

Medicare is federal health insurance primarily for people 65 and older and certain younger people with disabilities or qualifying conditions. Medicaid is a joint federal and state program with eligibility rules that vary by state.

People who qualify for both are often called “dually eligible.” Depending on their eligibility category, they may receive full Medicaid benefits or more limited assistance with Medicare costs.

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MORE THAN AN ENROLLMENT

Don't Just Choose an Agent. Get an Advocate.

Medicare and Medicaid decisions can affect your access to care, prescription coverage, and healthcare expenses. You deserve time to understand your options and ask questions before making a decision. Lynn Roach focuses on education, personalized guidance, and helping you navigate Medicare choices with greater clarity.

Can I have Medicare and Medicaid at the same time?

Yes. If you meet the eligibility requirements for both programs, you may qualify for dual eligibility. The benefits available depend on your eligibility category and state rules.

Does Medicaid pay my Medicare premiums?

Some Medicaid-related programs, including Medicare Savings Programs, may help pay certain Medicare premiums. The assistance available depends on the program you qualify for.

Can I choose my Medicare coverage if I have Medicaid?

You may have choices, including Original Medicare or Medicare Advantage, depending on your circumstances and available plans. Some people may qualify for a Dual Eligible Special Needs Plan (D-SNP).

Will Medicaid cover all my medical expenses?

Not necessarily. Coverage depends on your eligibility category, state rules, and the services involved. It’s important to understand which costs each program covers.

Can I get help with prescription costs?

You may qualify for assistance through Extra Help or other programs. Eligibility and the amount of assistance vary.

Where do I apply for Medicaid or verify eligibility?

Contact your state Medicaid agency. You can also use Medicare’s official resources to learn about Medicare Savings Programs and other assistance.

FAQ

Frequently Asked Questions

Find answers to common questions about Medicare and Medicaid, understand your coverage options, and learn where to turn for guidance when you need it.